Caravan Park Insurance — Granite Belt Insurance Brokers
Granite Belt Insurance Brokers arranges caravan park insurance for park owners across the Granite Belt and New England tourism region. Caravan parks have a distinctive risk profile — high public liability exposure, seasonal revenue peaks, mixed accommodation types and significant infrastructure investment. See also: Motel Insurance and Hospitality Insurance.
Need caravan park cover sorted? Talk to a local broker.
✅ What caravan park insurance covers
- Infrastructure and amenities — park buildings, amenity blocks, laundries, BBQ areas and common facilities
- Cabins and fixed accommodation — permanent or semi-permanent cabin buildings and their contents
- Public liability — injury or property damage claims from guests and visitors across the park
- Business interruption — revenue loss following an insured event affecting the park’s operation
- Money — on-site revenue including camp-site fees and shop takings
- Plant and equipment — mowers, maintenance equipment and groundskeeping plant
⚠️ Common gaps for caravan park operators
- Seasonal revenue peaks not properly reflected in business interruption calculations
- Guest property and liability unclear — standard policies may not address caravan-to-caravan incidents
- Infrastructure values not reviewed — amenity blocks are expensive to rebuild
- Pool and water facility liability — specific risk management obligations apply
- Adjacent bushfire or flood risk not properly assessed in cover structure
How caravan park cover is structured
- 1) Site size and capacity — powered sites, unpowered sites, cabin count
- 2) Facilities — pool, playground, kiosk, BBQ, camp kitchen, amenities
- 3) Revenue profile — seasonal peaks, holiday periods and school holiday occupancy
- 4) Infrastructure values — all buildings at current replacement cost
- 5) Natural hazard exposure — flood zone, bushfire proximity and storm rating
Making a claim
- Notify us immediately for any guest injury or property incident
- Maintain a park incident and hazard register
- Photograph all storm, fire or flood damage before remediation
- Document pool inspection and safety compliance records
Who this suits
- Caravan park owners and operators — freehold and leasehold
- Holiday park operators with mixed cabin and powered site accommodation
- Tourist parks in the Granite Belt and New England tourism corridor
Renewal checklist
- Review infrastructure building values at each renewal
- Confirm seasonal revenue peaks are reflected in business interruption sum insured
- Check pool and play equipment safety compliance records are current
- Review bushfire and flood risk overlay for the specific site
Related pages
Motel Insurance · Hospitality Insurance · Business Insurance · Contact Us
Need caravan park cover sorted? Talk to a local broker.
❓ Common questions
Here are questions we are commonly asked about caravan park insurance by clients across the Granite Belt and New England.
- How much does caravan park insurance cost? Premium depends on your specific situation — activities, asset values, cover type and claims history all affect the price. We compare options across multiple insurers and explain the differences clearly.
- Do I need a broker or can I go direct? You can approach insurers directly, but a broker compares multiple markets, structures cover to match your specific needs and advocates for you at claim time. For regional and rural risks, broker access often finds options not available direct.
- What happens when I need to claim? Contact us immediately. We manage the notification, help document the loss, liaise with the insurer and assessors, and advocate for a fair outcome.
- How do I know if I am underinsured? Your sum insured should reflect full replacement cost at today’s prices. We review sums insured at every renewal and flag concerns before a claim makes the shortfall real.
Get a quote or review
Granite Belt Insurance Brokers has been arranging insurance across the Granite Belt, New England and Northern Rivers for over 25 years. To arrange or review your caravan park insurance, contact us without obligation.
- Call: 07 4681 1289 — Monday to Friday 8:30am to 5pm
- ✉️ Email: email hidden; JavaScript is required
- Request a quote or review online
Related pages
Motel Insurance · Hospitality Insurance · Business Insurance · Contact Us
Caravan park insurance across the Granite Belt and New England
Granite Belt Insurance Brokers arranges caravan park insurance for clients across the Granite Belt, New England and Northern Rivers from our Stanthorpe base. We have been placing this type of cover in the region for over 25 years and understand the local risk environment, insurer appetite for regional operations, and what is needed to support a claim when something goes wrong. We are insurance brokers — we work for you, not for the insurer.
Whether you are in Granite Belt, Tenterfield or anywhere across our service region, the process is the same — we ask about your situation, compare options across multiple insurers, explain the differences clearly, and manage the policy and any claims on your behalf. Cover is subject to insurer acceptance, policy terms, conditions and exclusions. All information on this page is general in nature — speak with us to discuss your specific circumstances.
See also: Insurance Granite Belt · Insurance Tenterfield · Contact Us.
Why use Granite Belt Insurance Brokers
As an Authorised Representative of Community Broker Network Pty Ltd (CBN AFSL 233750) and a Steadfast Group member, Granite Belt Insurance Brokers has access to a broad panel of admitted insurers and products not available through direct channels. Our team holds formal qualifications including Diploma of Insurance Broking, QPIB and Senior Associate CIP (ANZIIF).
We act on your behalf — not the insurer’s — to help you understand your options, prepare information for underwriting, and support you through the claims process.
What to do next
If you would like to discuss your insurance requirements, contact us for a no-obligation conversation. We will help you understand what information is typically needed and what options may be available for your situation.
Call 07 4681 1289 · email hidden; JavaScript is required · Contact Us
All strategies and information provided on this website are general advice only which does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal advice prior to acting on this information. Cover availability, terms, exclusions and premiums vary by insurer, product and individual circumstance.