Flood Insurance for Stanthorpe and the Granite Belt – Granite Belt Insurance Brokers

Flood Insurance: Are You Protected When It Matters Most?

Granite Belt Insurance Brokers | Serving Stanthorpe and Beyond

Floods are becoming more frequent and severe across Queensland, especially in regions like the Granite Belt. With unpredictable weather patterns and flash flooding risks, understanding your flood insurance options has never been more critical.

🏠 What Is Flood Insurance?

Flood insurance protects your home, business, or farm against damage caused by the inundation of normally dry land by water—whether from rivers, stormwater runoff, or flash floods.

It covers:

• Structural damage to buildings

• Loss of contents or stock

• Clean-up and temporary accommodation costs

• Business interruption (optional cover)

Note: Not all policies automatically include flood cover—many require it to be added or specifically requested.

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🌧️ Why the Granite Belt Needs Flood Cover

The Stanthorpe region, with its creeks, catchments, and steep terrain, is particularly susceptible to:

• Flash flooding from summer storms

• Riverine flooding from prolonged rainfall

• Overflow from catchment areas

Despite being a highland region, drainage systems and sudden downpours can cause localised flood events that catch property owners off guard.

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🧾 Check Your Existing Cover

Many people assume they are covered for flood, only to find out at claim time that exclusions apply. Our brokers can:

• Review your current policy

• Explain any exclusions or limitations

• Source competitive quotes with genuine flood coverage

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🛠️ Flood Insurance for Businesses and Farms

Commercial and agricultural clients in the Granite Belt face unique risks:

• Crop losses from overland water

• Machinery and equipment damage

• Cellar flooding in wineries or produce storage

• Disruption to trading operations

We work with specialist underwriters to secure policies tailored to your risk profile, including flood-inclusive farm packs and ISR options for larger operations.

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💬 What Our Clients Say

“After the 2022 storm event, we realised our old policy had a flood exclusion. Granite Belt Insurance Brokers restructured our cover and now we sleep easier.”
— Local winery owner, Ballandean

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✅ Why Choose Granite Belt Insurance Brokers?

• 📍 Locally based in Stanthorpe – we know the risks

• 🧠 Expert advice – we explain what’s covered and what’s not

• 🤝 Personal service – one broker from quote to claim

• 📑 Access to specialist flood insurers

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📞 Book a Flood Insurance Review Today

Whether you’re unsure about your current cover or buying a new property, we can help.

📍 Visit us at: Granite Belt Insurance Brokers, Stanthorpe QLD
📞 Call: (07) 4681 0600